Zultaqawa, Zeis, et al. “Hybrid Sharia Contracts in Islamic Banking: Legal Validity and Sharia Compliance in Indonesian Religious Court Judgments”. Mawaddah: Jurnal Hukum Keluarga Islam, vol. 3, no. 2, Nov. 2025, pp. 273-04, https://doi.org/10.52496/mjhki.v3i2.33.